Metro Detroit Employee Benefits Agency

Phenix Employee Benefits Agency in Metro Detroit – Serving all of Michigan

The benefits selection process can be somewhat time-consuming, and with large groups, a bit stressful. Our goal is to provide you with all the necessary information to make an informed choice on what carriers and plans are best for your company and your employees. If requested, we will also take the time to speak with each of your employees, address their concerns, explain the plans, and help them through the enrollment process.

Employee Health Insurance Quotes in Metro Detroit

We Are Your Local Employee Benefits Agency in Metro Detroit

We all know employers need to have a benefits package to offer their current and prospective employees. The trick is providing employee benefits that not only make financial sense to your employees, but to the company as well. Having a benefits package that the company and the employees can afford is great, but it needs to be practical too.

Many employers in Metro Detroit pay between 30% to 60% of the employee’s medical premium, and in some cases, upwards of 90% to 100%. This is great, but if the deductibles and the max-out-of-pockets are too high, or the coverage isn’t there, it tends to be more of a burden to the employees. When this happens the employees tend to go without coverage, or are unhappy that they are forced into a plan that doesn’t meet their needs.

What we do is try to find that “happy medium”. We try to put together a package that makes financial sense while giving the employees a benefits package they are happy with.

In today’s hiring market, the pool of candidates require a great benefits package. They realize their skills are in-demand, and over-and-above the wages offered, the benefits package is a key reason they accept the offer of employment, or decline it.

Phenix Employee Benefits Agency can create a great employee benefits package that will attract the candidates you need, plus make your current employees know they are well cared for, and their continued employment with your company is something they rely on.

Employee Benefits Insurance Agency in Metro Detroit

Never offered employee benefits before? Need some information?

If you’ve never offered employee benefits before there are a few things you need to know. First, the size of your workforce matters. If you have under 50 employees you are not required to offer health insurance to your employees, if you have 50 employees or more you are required by law to offer health insurance.

The minimum number of full-time employees you must have enrolled to qualify for group health insurance rates and plans is 2. With that said, it must be at least 1 employee, and 1 owner, or 2 regular full-time employees. If you want to learn more about the requirements, give us a call. We’re happy to talk.

Group Health Insurance Quote | Metro Detroit, Michigan

Please fill out our secure quote form below and submit your information. You may also call 248-933-4167 or email your census and other information to michael@phenixinsuranceagency.com

Excel Spreadsheet, Word Doc or Text File

Or Email Census Directlymichael@phenixinsuranceagency.com

All information is sent encrypted, but for further security, please do not submit any social security numbers or confidential medical information relating to the health of your employees. Please include in the census, the employee name, birth date, and home zip code. Also, if your employees have a spouse or children that need coverage, please include their information as well. All information you submit is strictly confidential. We do not share or discuss your information with anyone other than select health insurance carriers in Michigan for quoting purposes.

Feel free to ask a question or provide additional information.

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